Title Insurance Lawyers

Buying property is one of the largest purchases you will make in your lifetime. When entering into a real estate transaction, it is important to make sure that the seller has a clean, marketable title which he can convey. Otherwise, you may get stuck shouldering a considerable financial burden in order to resolve title issues carried over from the previous owner.

The term “marketable title” means that there are no liens, judgments, or encumbrances against the seller which would allow a third party to make a financial claim against the property or create an issue of ownership. If any liens or judgments do exist, they will become the responsibility of the buyer once title changes hands unless the seller resolves them at the closing.

Title Insurance

Title insurance protects the buyer against financial loss in the event that a title defect or lien is discovered after the buyer takes ownership of the property. Once you purchase title insurance, it remains in effect until you sell the property.

Saidis, Sullivan & Rogers's title company provides you with this insurance and will conduct a thorough review of the history of the property’s title. They will examine public records to detect:

• Unsatisfied liens against the property
• Claims of third parties, such as heirs or ex-spouses
• Judgments against the seller’s assets
• Improperly recorded deeds or mortgages
• Missing or incorrect information in the county clerk’s records
• Unpaid taxes
• Easements

If any defects are discovered, Saidis, Sullivan & Rogers’s title company will note them in their report. The seller will be made aware that he must take care of these defects before the sale moves forward.

Why Do I Need a Title Insurance Lawyer?

The experienced Pennsylvania real estate lawyers at Saidis, Sullivan & Rogers will review your title and provide you with sound legal advice on how to proceed with the purchase of the property. If the seller must resolve any title defects, we will work to ensure that these issues are resolved before the closing date. If any defect to marketable title cannot be cured by the seller, we will advise you not to proceed with the deal.Our attorneys can help you:

• Prepare all contracts related to the purchase of the property
• Resolve all title or inspection issues
• Examine the title and provide a title insurance policy to make sure you are being adequately protected
• Advise you of your legal options and remedies in the event of an unexpected title dispute

Our title insurance service will help ensure that your financial interests are protected and that you receive clear title to your new home.

Please contact one of our experienced Pennsylvania real estate lawyers today to schedule your initial consultation. Saidis, Sullivan & Rogers serves clients in and around Camp Hill, Carlisle, Harrisbur, Cumberland County and Dauphin County, Pennsylvania.